Capital Management

Effective management of capital resources to meet the challenges of today is essential to every organization, and the challenging headwinds are many: market volatility, political uncertainty, changing regulation, operational risk, customer expectations and needs, reputational hazards, and more recently, pandemics, to name a few. Foresight has proven experience addressing these issues with tactical and strategic solutions. We consider each situation holistically and determine the best option available to manage risk and protect capital. Key for insurers is to also clearly understand the applicable capital requirements to facilitate efficient capital decisions. Foresight has significant experience and deep knowledge in regulatory capital requirements (U.S. RBC, Solvency II, Bermuda BSCR, and more), rating agency models (A.M. Best, Standard & Poor’s, and Moody’s), and economic capital modeling.

Managing capital effectively and efficiently can take many shapes. At Foresight, we offer expertise in multiple capital management techniques, including:

  • Reinsurance
  • Mergers and acquisitions
  • Investment strategy
  • Product design
  • Hedging
  • Economic capital modeling
  • Capital optimization
  • Capital planning


Additionally, having a defined Capital Management Framework is increasingly expected as a means for defining acceptable capital levels, dividend strategies and a mitigation action plan your Board can depend on.

Foresight has significant experience in capital management solutions. Contact us to discuss strategies for your future.

Capital Management